Employer groups of 5+ lives and Associations may qualify for guaranteed issue Long Term Care and Life Insurance.
Frequently Asked Questions
Why is The Bloch Agency offering this coverage?
LTC insurance is an extension of disability insurance and is an important part of financial planning. Our plans are offered on a guaranteed issue basis, which eliminates underwriting.
How are benefits paid?
As an example, if you purchase a $75,000 life insurance policy, there would also be $150,000 available for LTC Benefits - $4,500 per month for 34 months. The full amount for LTC could be used and in addition, the life insurance benefit would also be payable.
Are the uni-sex rates guaranteed not to increase?
Yes!
How are the LTC benefits payable?
Indemnity LTC Benefits are payable after a 90-day elimination period for up to 34 months.
Are spouses eligible for coverage?
Yes!
