Your ability to earn today is what funds your retirement tomorrow. If a disability prevents you from working, your income—and your contributions to retirement savings—can stop overnight. Retirement security disability insurance is designed to protect your future by replacing lost retirement contributions during a period of disability, helping you stay on track even when life doesn’t go according to plan.
Frequently Asked Questions
What is retirement security disability insurance?
It’s a policy that helps replace retirement contributions you would have made if you were still working but are unable to due to a covered disability.
How are benefits paid?
The benefit is typically deposited into a trust or designated retirement account, helping you continue saving during your period of disability.
Is this the same as individual disability insurance?
No. Traditional disability insurance replaces your income for current expenses. Retirement security coverage specifically protects your future savings.
Who needs this coverage?
Anyone who wants to preserve their long-term financial goals—especially high-income earners, professionals, and business owners with long-term retirement strategies.
Can this be added to an existing plan?
Yes. It’s commonly used as a supplement to personal disability insurance for more comprehensive financial protection.
Why it Matters
Most people plan for retirement assuming they’ll be working for decades—but a disability can disrupt that timeline and halt your ability to save. Retirement security disability insurance ensures your future isn’t compromised by a temporary or long-term health setback. With this protection in place, your retirement savings goals remain within reach, no matter what happens.
Who It's For
This policy is ideal for professionals, executives, and business owners focused on building long-term wealth. If your financial strategy includes consistent contributions to IRAs, 401(k)s, or other investment vehicles, this coverage helps keep that plan on track—even during a prolonged absence from work. It’s peace of mind for your future self.
Stay on Track—Even if Life Doesn’t Go as Planned
Retirement should be something you plan for, not something you sacrifice. Retirement security disability insurance helps safeguard your long-term goals by keeping your savings moving forward, even when you’re forced to hit pause. Let’s secure your tomorrow—starting today.
